Houseowner and Householder

Submitted by admin on Fri, 07/26/2019 - 02:24

Jenis Perlindungan untuk rumah dan isi rumah disebabkan oleh:

  • Kebakaran, kilat, dan letupan domestik
  • Kebocoran atau limpahan tangki air, peralatan atau paip domestik
  • Kerugian hasil sewa sehingga 10% daripada jumlah yang diinsuranskan
  • Kecurian yang melibatkan kemasukan secara paksaan dan keganasan ke dalam rumah
  • Bencana alam termasuk banjir, ribut, taufan, ribut angin, dan lain-lain

Anda boleh menambah perlindungan dengan pilihan manfaat berikut:

  • Rusuhan, mogok, dan kerosakan akibat keganasan. 
  • Ketiadaan penghuni melebihi 90 hari. 
  • Kecurian tanpa melibatkan kemasukan secara paksaan dan keganasan ke dalam rumah / kecurian berpunca daripada pembantu rumah, atau ahli keluarga / penghuni rumah, dan banyak lagi. 

Manfaat

Jenis Manfaat Bangunan Isi Bangunan
Fire, Lightning, and Explosion caused by gas used for domestic purposes      
Aircraft and aerial devices or articles dropped therefrom      
Impact damage by road vehicles or animals      
Bursting or overflowing of water tanks, apparatus or pipes      
Theft by actual forcible and violent breaking into and out of the house      
Hurricane, Cyclone, Typhoon, Windstorm      
Earthquake or Volcanic Eruption      
Flood      
Loss of Rent - Limit 10% of Total Sum Covered       
Liability to the third parties for accidents in your house – Limit of Liability up to RM50,000      
Contents temporarily removed from the house – Limit 15% of total sum covered on contents x   
Damage to mirrors, other than hand mirrors – Limit RM500 per piece any one accident x   
Compensation on Death of the Participant; due to fire or robbery where there is violent and forcible entry to the house – Limit RM10, 000 or one-half of the Sum Insured on contents whichever is lower x   
Domestic helper’s property x   

Manfaat Tambahan

Jenis Manfaat Bangunan Isi Bangunan
Riot, Strike and Malicious Damage      
Increase Limit of Liability to the public up to a maximum limit of RM250,000     
Increase limit for loss of rent       
Unoccupancy in excess of ninety (90) days x   
Theft without actual forcible and violent breaking into and/or out excluding theft by domestic servants
or member of family/household
x   

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